OK. So here's my confusion. I'm used to 3 smaller partitions of NTFS files followed by the larger partition with most of the data. The new build has 2 small partitions followed by the OS then a smaller partition. It's different from the pattern I'm used to. Here are screens of the new build on paragon's software:


That's why I was thinking the update advisor isn't such a good idea to update. Windows update probably would have been better. So that's when I burned an iso of 20h2 on a flash disc and reinstalled (overdue anyway-6 months old build). I'm thinking it caused the blue screens because the partition structure is different. ??? Just a theory.
MZ790AE Bios 1801, GSkill F5-8400J4052G24GX2-TR5S, 14900KS, EKWB D5 TBE 300, Seasonic Prime TX-1600 ATX 3.1 Noctua Edition, Asus Strix 4090 w/ HK block, Phanteks Enthoo Elite, Asus Claymore 2, Asus Gladius 3, Asus XG349C, Crucial T705, Windows 11 Pro