Intel has been transparent enough about the situation to make users aware that there is a performance penalty, so there should be no surprises. There will likely be further microcode updates as things progress that will address the performance penalty, in the meantime it's down to your sensibilities as to which you prefer, the most secure or the best performance.
13900KS / 8000 CAS36 / ROG APEX Z790 / ROG TUF RTX 4090